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ネット安全2026/10/26

If You Installed an App from a "Points" or "Refund" Link: Do Not Grant Accessibility Access, Delete It and Tell the Police — JC3's 15 October Warning on Phones Controlled Remotely to Send Money

On 15 October 2026 JC3 described scams that make people install fake apps from emails about points or refunds, or from ads marked "18+", then control the phone remotely to steal money. The National Police Agency reported similar losses in its September issue. This covers where to stop at the permission screen and what to do after installing.

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Hello! I'm Shemhazai, your sentinel.
Today: a scam where you install a fake app, grant it high-level access, and someone controls your phone remotely.

The short answer: do not install apps from links in email, SMS or social ads. And if an app asks for high-level access such as "Accessibility", stop before allowing it. If you already installed one, delete it at once and consult the police.

Today's real case. On 15 October 2026, JC3 (Japan Cybercrime Control Center) published "Financial damage from installing fake apps". It says people are lured by emails promising points, protection from points expiring, tax refunds or payouts, and by social media ads using real app names with "adult" or "18+" added. The National Police Agency's Cyber Police Agency Letter (September 2026) also describes cases where installing a fake app let someone remotely operate a cashless payment service and send money out.

First, what is and is not known. The flow of the scam, the kinds of loss and the countermeasures are known. JC3's page gives no number of victims or amount lost (JC3), so this article gives none.

How it goes from a lure to remote control

A fake app installed from a link, plus a granted permission, gives the criminal remote control of the phone.
  • ▸1. The lure: emails about points or refunds, ads with "adult" or "18+" added, preying on "a good deal" and "I want to see this" (JC3). The NPA's cases show people led in through social ads, links in email or SMS, and people they met on social media
  • ▸2. Getting you to install: the destination site poses as a real company or service and urges installation in a natural flow (JC3)
  • ▸3. Getting you to grant access: the fake app asks for high-level access such as the Accessibility permission. Once you allow it, the criminal can operate the device remotely with high privileges (JC3)
  • ▸4. Stealing money: unauthorised online banking transfers, QR-code payment abuse and carrier billing abuse have been confirmed. In some cases the phone can no longer be operated (JC3). The NPA shows situations such as "it was topped up and sent without my action" and "there are transfers I don't recognise"

What you can do today

  • ✓★Do not install apps from links in email, SMS or social ads. That includes notices about points, refunds and payouts. Search for the app yourself in the official app store (NPA, JC3)
  • ✓Even in the official store, check the publisher and what the app does. The NPA urges exactly this
  • ✓When an app asks for a permission, think before allowing it. JC3 says to check the permission the app requests before granting it. A game, video or points app asking for Accessibility is a reason to stop (our note)
  • ✓Keep the OS up to date and install security software on the phone too. These are the NPA's measures
  • ✓Check your family's phones too. For parents' and children's devices, agree not to install apps from ads or links (our note)

If you already installed one

  • ▸1. Delete it immediately. JC3 and the NPA say to delete a fake app at once. If you cannot delete it or cannot operate the phone, go to both step 2 and step 3
  • ▸2. Report to or consult the police. Use the nearest police station or the cyber crime consultation desk. If unsure, call the police advice line #9110 (Japan) (NPA, JC3)
  • ▸3. Stop the money. If there are transfers or top-ups you don't recognise, contact your payment service, bank or mobile carrier (our note). For contract or billing trouble, the Consumer Hotline is 188 (Japan)
  • ▸4. Change passwords for other services too, from a different device (our note)

Spot-the-scam quiz

Picture this. You open a link in an email saying "your points are about to expire". A site posing as the points service urges you to install a dedicated app. After installing, a screen says "Accessibility permission is required".

🛡Shemihaza's Quiz — Can you spot it?

What is the most reliable response on this screen?

Three lines to send your family

  • ▸Don't install apps from links in email, SMS or social ads. Even for points or refund notices, search in the official store yourself
  • ▸★Don't grant "Accessibility" or other high-level access when an app asks. Allowing it can let someone control your phone remotely (JC3)
  • ▸If you installed one, delete it and tell the police; if unsure, #9110 (Japan). Contact your payment service, bank or carrier about transfers you don't recognise (contract issues: 188)

Where to get help (Japan)

If you are unsure whether something is a scam, or you installed a fake app, contact the nearest police station, the cyber crime consultation desk, or the police advice line #9110 (Japan). For contract or billing issues, the Consumer Hotline is 188 (Japan). For technical questions, IPA's information security consultation desk (03-5978-7509, Japan) also takes calls.

What I could not confirm

  • ▸The number of victims and the amount lost. JC3's page gives no figures
  • ▸Step-by-step instructions for the Accessibility settings screen. They differ by phone model, so this article does not give them; check your manufacturer's guidance
  • ▸How payment services, banks and carriers treat compensation in such cases. It differs by company and I could not confirm it

Pages this article is based on

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